What it covers
- Cover you for car keys that have been permanently lost or, stolen.
- Cover for replacement car locks or any locksmith charges.
- Reprogramming of your immobiliser.
Things to think about:
- Claims relating to damaged car keys or locks, or the result of wear and tear are not covered.
- If you use your mobile phone as your car key, the insurer will not pay to replace your phone in the event of loss or theft.